A solution for small business, such as Start-Ups or sole traders that may be seeking additional funding options. These funding options aren’t provided by mainstream banks, therefore it enables business to fulfil their current funding needs more quickly and on occasions, on more reliable grounds. At times, a much faster and smoother solution.
Providing support to businesses with a diverse portfolios and staggered growth plans.
An agreement with the lender on the amount, required interest rate and the desired repayment plan is agreed. Ideal for seasonal businesses and businesses with short-term growth plan. Also highly suited to businesses that have a strong trading history and proven profitability.
Also known as a bridging loan or cash-flow loan.
Crowdfunding and Peer-to-Peer Lending
This provides companies with an array of options and offers an easier access to funding solutions. Therefore creating a more beneficial arrangement between all parties.
At times, this may involve investors taking a small percentage of equity in the company or lenders loaning money and earning interest on repayments (peer-to-peer lending).